Retirees

The following information applies to UR retirees under age 65 and on an active medical plan with UR. You will have the same three Cigna medical plan choices. 

2026 Retiree Insurance Premiums	Retiree	Spouse as Subscriber
	Monthly	Monthly
Base High Deductible
Subscriber	$45.07	$326.74
Subscriber w/surcharge		$426.74
Subscriber+Spouse	$224.14
Subscriber+ Spouse w/surcharge	$324.14
Subscriber+Child	$153.15	$434.82
Subscriber+ Child w/surcharge		$534.82
Subscriber+Children	$227.85	$509.52
Subscriber+Children w/surcharge		$609.52
Subscriber+Family	$395.45
Subscriber+Family w/ surcharge	$495.45
Value High Deductible
Subscriber	$114.74	$395.42
Subscriber w/surcharge		$495.42
Subscriber+Spouse	$330.78
Subscriber+ Spouse w/surcharge	$430.78
Subscriber+Child	$215.32	$496.00
Subscriber+ Child w/surcharge		$596.00
Subscriber+Children	$362.91	$643.59
Subscriber+Children w/surcharge		$743.59
Subscriber+Family	$608.20
Subscriber+Family w/ surcharge	$708.20
Choice Open Access
Subscriber	$123.02	$496.11
Subscriber w/surcharge		$596.11
Subscriber+Spouse	$445.73
Subscriber+ Spouse w/surcharge	$545.73
Subscriber+Child	$269.83	$642.92
Subscriber+ Child w/surcharge		$742.92
Subscriber+Children	$466.95	$840.04
Subscriber+Children w/surcharge		$940.04
Subscriber+Family	$702.04
Subscriber+Family w/ surcharge	$802.04

*Please note, UR imposes a $100 per month surcharge on employees/retirees that elect to cover spouses who are eligible for group medical coverage through his/her own employer, or to spouses that are retired and have access to a health plan through his/her previous employer or retirement plan.