Voluntary Accident

Accident Insurance pays a lump-sum benefit directly to you based on the type of injury sustained and treatment needed. This policy includes a Wellness Benefit of $50 for you and your dependents. 

Accident coverage can help to reimburse you for expenses like:

• Ambulance transportation
• Coverage for medical expenses, hospital stays, and surgeries
• Therapy charges and rehabilitation costs
• Income protection in the event of temporary or permanent disability
• No medical exam required for quick and easy coverage

Why enroll

Receive additional payments for unforeseen medical expense. This policy's features include:

• No requirements: Enroll annually with no medical evidence.
• Multiple benefits: Receive 80+ benefit payouts, up to 20 follow-up care visits, and off-the-job coverage.
• Cost-effective: You can sign up for this coverage at economical group rates, which means you may pay less for your coverage.
• Convenient: We make it easy. No copays, deductibles, coinsurance or network requirements to worry about and your insurance premiums can be deducted from your paycheck.
• Portable: You can take your coverage with you if you leave your employer.

Policy Benefits

Voluntary Accident Insurance Summary

Benefit	Coverage
Pre-Existing Conditions Limit	Does not Apply
ER/Physician/Diagnostic	$200/$100/$50
Ground/Water Ambulance	$400
Air Ambulance	$1,600
Hospital Admit – 1 per accident Per Day Benefit (limit of 365 days)	$1,000 $200/day
ICU	$400/day
Fractures	Up to $4,000 non-surgical/$8,000 surgical
Dislocations	Up to $3,000 non-surgical/$6,000 surgical
Small Burns/large burns/3rd Degree burns	$300/$1,000/$10,000
Wellness Benefit	$50

2026 Rates

	Monthly Rates	Employee Per Pay Rates (26 Pays)
Employee	$10.29	$4.75
Employee/Spouse	$16.32	$7.53
Employee/Child(ren)	$20.28	$9.36
Family	$26.31	$12.14