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Medical Plans

Administered by
Cigna

Plan Year
January 1–December 31

Medical Insurance Plans

  • Cigna High Deductible Health Plan (HDHP)
  • Cigna Traditional Plan

Eligibility

Employee: All full-time employees have the option to enroll in the University's health plan. Please see Eligibility Section of Plan Document for further details. 

Dependent: Employees have the option to enroll eligible family members. Please see Eligibility Section of Plan Document for further details.

Cost
Costs for all plans are based on the University's experience and are subject to annual changes. Please refer to the Medical Insurance Comparison Chart and Health Insurance Rates.

Enrollment
It is the responsibility of the employee to complete an enrollment application for one of the University's health insurance plans no later than 31 calendar days after his or her employment start date. If an employee fails to comply with this requirement, the University will understand this to mean the employee is declining health insurance coverage and may not enroll until Open Enrollment unless there is an eligible life status change. Please download the Benefit Enrollment/Change Form.

Please note that health insurance plans may only be changed during the Open Enrollment period. However, an employee whose eligibility status changes during the year may be eligible to make changes to his or her current coverage within 31 days of the status change. For more information, please see examples of life status changes.

Participation
Please refer to the Participation Section of the Plan Document to view when health insurance will be effective.

Waiver of Coverage
An employee may choose to waive his or her enrollment in the University's health insurance plans and receive 5 vacation days or $500 taxable cash benefit. These amounts are annual benefits which will be pro-rated for any portion of a year. Human Resources must receive a completed Benefit Enrollment/Change Form no later than 31 days after the employment start date. If an employee fails to enroll in health insurance or waive insurance within the 31 calendar days, the University will understand this to mean the employee is declining health insurance coverage and may not enroll until Open Enrollment unless there is an eligible life status change. Additional information about waiving coverage is available in the Enrollment Section of the Plan Document.

COBRA
For information regarding COBRA, please refer to the COBRA Section of the Plan Document.

Health Insurance Portability and Accountability Act (HIPAA)
For information regarding HIPAA please refer to the Certificate of Coverage under a Group Medical plan section of the Plan Document.

Retiree Coverage
Please refer to the Retirees website for more information.