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Insurance

Employee Eligibility

All full-time employees of the University who are regularly scheduled to work at least 1,511 hours per calendar year (or 75% time) are eligible to participate.

Dependent Eligibility

You may enroll the following members of your family in the Plan (“Eligible Dependents”):

Spouse: the individual to whom you are legally married under the law. You may be required to provide proof that an individual is your spouse from time to time.

Domestic Partner: the individual of the same sex together with whom you satisfy the requirements established in the University’s Same-Sex Domestic Partner Benefits Policy.

Children:

  • “Child” or “children” includes the following: your biological children, your stepchildren, your domestic partner’s children, your legally adopted children, your foster children, any children placed with you for adoption, any children for whom you are responsible under court order, and children for whom you are appointed legal guardianship, and any children for whom you are responsible to provide medical coverage under a Qualified Medical Child Support Order.
  • Unless your eligibility ends earlier, your children will generally be covered under the Medical Plan, Dental Plan, Vision Plan, and Medical FSA until the end of the year in which they attain age 26.
    • Please note that for Voluntary Life Insurance, children are defined as 14 days old until the day before their 23rd birthday.
  • Through the end of the year in which he or she turns 26, your child is eligible regardless of whether he or she is married or unmarried, regardless of his or her student or employment status, regardless of whether your home is his or her principal place of abode, and regardless of whether you support him or her financially; and
  • Each of your children who (i) is age 26 or more, (ii) was physically or mentally disabled prior to attaining age 26, (iii) is unmarried, (iv) was covered under the Plan immediately prior to attaining age 26, (v) is incapable of self-sustaining employment by reason of a mental or physical disability, (vi) is primarily supported by you, and (vii) is allowed to be claimed by you as an exemption for federal income tax purposes.

Health Plan Survey

Take this Clearview survey to help you determine the best health plan for you and your family. (Username: richmond; Password: spiders)