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Open Enrollment for Retirees and COBRA Participants

The following information applies to UR retirees under age 65 and on an active medical plan with UR, as well as to COBRA participants.

  • You will have the same three Cigna medical plan choices.
  • You will receive a new Cigna medical card for 2022, but can continue to use the Cigna app for the most updated card.

Rates

Cigna HDHP - $4,000 Retiree (Monthly) Spouse as Subscriber (Monthly) COBRA
2% Adm Fee
COBRA (Monthly)

Subscriber

$44.00 $246.51 $10.05 $512.72
Subscriber w/surcharges $346.51 $512.72
Subscriber/Spouse $175.00 $21.11 $1,076.72
Subscriber/Spouse w/ surcharge* $275.00 $1,076.72
Subscriber/Minor $106.00 $308.51 $15.08 $769.08
Subscriber/Minor w/ surcharge* $408.51 $769.08
Subscriber/Children $197.00 $399.51 $21.69 $1,128.00
Subscriber/Children w/ surcharge* $499.51 $1,128.00
Subscriber/Family $363.00 $28.80 $1,469.02
Subscriber/Family w/ surcharge* $463.00 $1,469.02
Cigna HDHP - $1,750 Spouse as Subscriber (Monthly) COBRA (Monthly)
Subscriber $84.00 $309.50 $12.62 $643.74
Subscriber w/surcharges $409.50 $643.74
Subscriber/Spouse $247.00 $26.51 $1,351.87
Subscriber/Spouse w/ surcharge* $347.00 $1,351.87
Subscriber/Minor $161.00 $386.50 $18.93 $965.60
Subscriber/Minor w/ surcharge* $486.50 $965.60
Subscriber/Children $273.00 $498.50 $27.77 $1,416.24
Subscriber/Children w/ surcharge* $598.50 $1,416.24
Subscriber/Family $461.00 $36.16 $1,844.40
Subscriber/Family w/ surcharge* $561.00 $1,844.40
Cigna Traditional
Subscriber $92.00 $369.76 $12.57 $640.91
Subscriber w/surcharges $469.76 $640.91
Subscriber/Spouse $336.00 $26.39 $1,345.90
Subscriber/Spouse w/ surcharge* $436.00 $1,345.90
Subscriber/Minor $203.00 $480.76 $18.85 $961.35
Subscriber/Minor w/ surcharge* $580.76 $961.35
Subscriber/Children $352.00 $629.76 $27.65 $1,410.00
Subscriber/Children w/ surcharge* $729.76 $1,410.00
Subscriber/Family $530.00 $36.01 $1,836.29
Subscriber/Family w/ surcharge* $630.00 $1,836.29
Dental COBRA (Monthly)
Subscriber Only $0.56 $31.21
Subscriber/Spouse $1.01 $56.54
Subscriber/Minor $1.01 $56.54
Subscriber/Family $1.73 $96.81

*Please note, UR imposes a $100 per month surcharge on employees/retirees that elect to cover spouses who are eligible for group medical coverage through his/her own employer, or to spouses that are retired and have access to a health plan through his/her previous employer or retirement plan.

Pre-Enrollment Hotline

Cigna has set up a special phone number just for University of Richmond employees during this transition. Call 1-888-806-5042 to speak with a knowledgeable enrollment specialist about the Cigna plans, 24 hours a day, 7 days a week.

When calling the hotline, please follow the steps below:

1. Call 1-888-806-5042.

2. Select the option "I'm calling about enrollment."

3. When asked if calling about medical or dental insurance, select "Medical".

4. You will then be transferred to an enrollment specialist.