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Open Enrollment for Retirees and COBRA Participants

The following information applies to UR retirees under age 65 and on an active medical plan with UR, as well as to COBRA participants.

Changes for 2020

View the University's new plan designs.

The current Traditional and High Deductible Plan’s (HDHP) have changed, and in addition, the University will offer a second HDHP for 2020, a total of three plans. During the November open enrollment period, you will have the option to choose among a Traditional Plan and two different High Deductible Plans, one with a $4,000 deductible and one with a $1,750 deductible.

Open Enrollment Information Sessions

The best way to get the most direct information is to join us for one of our Open Enrollment Information Sessions. View the schedule here.

Rates

Cigna HDHP - $4,000 Retiree (Monthly) Spouse as Subscriber (Monthly) COBRA (Monthly)

Subscriber

$23.66 $236.64 $482.74
Subscriber/Spouse $208.70 $1,013.75
Subscriber/Spouse w/ surcharge* $308.70 $1,115.75
Subscriber/Minor $141.98 $354.95 $724.11
Subscriber/Minor w/ surcharge* $454.95 $826.11
Subscriber/Children $229.06 $442.03 $1,062.03
Subscriber/Children w/ surcharge* $542.03 $1,164.03
Subscriber/Family $352.56 $1,383.12
Subscriber/Family w/ surcharge* $452.56 $1,485.12
Cigna HDHP - $1,750 Spouse as Subscriber (Monthly) COBRA (Monthly)
Subscriber $59.00 $295.00 $601.80
Subscriber/Spouse $260.18 $1,263.78
Subscriber/Spouse w/ surcharge* $360.18 $1,365.78
Subscriber/Minor $177.00 $413.00 $902.70
Subscriber/Minor w/ surcharge* $513.00 $1,004.70
Subscriber/Children $285.56 $521.56 $1,323.97
Subscriber/Children w/ surcharge* $621.56 $1,425,97
Subscriber/Family $439.52 $1,724.24
Subscriber/Family w/ surcharge* $539.52 $1,826.24
Cigna Traditional
Subscriber $90.52 $362.11 $615.59
Subscriber/Spouse $329.52 $1,292.73
Subscriber/Spouse w/ surcharge* $429.52 $1,394.73
Subscriber/Minor $199.16 $470.75 $923.37
Subscriber/Minor w/ surcharge* $570.75 $1,025.37
Subscriber/Children $345.20 $616.79 $1,354.29
Subscriber/Children w/ surcharge* $716.79 $1,456.29
Subscriber/Family $518.74 $1,763.74
Subscriber/Family w/ surcharge* $618.74 $1,865.74
Dental COBRA (Monthly)
Subscriber Only $28.37
Subscriber/Spouse $51.39
Subscriber/Minor $51.39
Subscriber/Family $88.01

*Please note, UR imposes a $100 per month surcharge on employees/retirees that elect to cover spouses who are eligible for group medical coverage through his/her own employer, or to spouses that are retired and have access to a health plan through his/her previous employer or retirement plan.

Pre-Enrollment Hotline

Cigna has set up a special phone number just for University of Richmond employees during this transition. Call 1-888-806-5042 to speak with a knowledgeable enrollment specialist about the new Cigna plans, 24 hours a day, 7 days a week.

When calling the hotline, please follow the steps below:

1. Call 1-888-806-5042.

2. Select the option "I'm calling about enrollment."

3. When asked if calling about medical or dental insurance, select "Medical".

4. You will then be transferred to an enrollment specialist.