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Cigna Medical Plan Information

Changes for 2019

View the University's new plan design changes.

High Deductible Health Plan (HDHP)

  • Rx co-pays increase from 10/30/50 to 15/40/70
    The 20% coinsurance for tier 3 medications ($200 max per prescription) is not changing.
  • The out of pocket maximum increases from $3,000 to $3,500 for individual and $6,000 to $7,000 for family.

Traditional Plan

  • Rx co-pays increase from 10/30/50 to 15/40/70 (after meeting the deductible)
    The 20% coinsurance for tier 3 medications ($200 max per prescription) is not changing.

About Cigna

Cigna is a national company with large provider networks across the country. That means you don’t need special permission to visit a doctor outside of Virginia, as long as they are in the Cigna network. All of Cigna’s plan choices allow you to visit a specialist without a referral from your primary care physician (PCP). This will save you time and money if you know the specialist you need to see for treatment. Cigna also has excellent support tools to help you find the right physician for you.

Pre-Enrollment Hotline

Cigna has set up a special phone number just for University of Richmond employees during this transition. Call 1-888-806-5042 to speak with a knowledgeable enrollment specialist about the new Cigna plans, 24 hours a day, 7 days a week.

When calling the hotline, please follow the steps below:

1. Call 1-888-806-5042.

2. When asked if calling about medical or dental insurance, select "Medical" or press 1.

4. You will then be transferred to an enrollment specialist.

Medical Insurance Comparison Tool

If you are unsure of what medical plan is best for you and your family, click here to try the Clearview Medical Insurance Comparison Tool.