Title: I currently cover my spouse on UR's plan because they were laid off from their job. They were offered COBRA coverage when they were laid off. Does that count as an employer sponsored medical plan and will I have to pay the surcharge?

I currently cover my spouse on UR's plan because they were laid off from their job. They were offered COBRA coverage when they were laid off. Does that count as an employer sponsored medical plan and will I have to pay the surcharge?
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No, you would not have to pay the surcharge in this situation. The University does not consider your spouse being offered COBRA coverage through their employer as active health insurance plan.

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