Title: Why can't we make changes to these plans at any time during the year?

Why can't we make changes to these plans at any time during the year?
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The Internal Revenue Service (IRS) regulates plans that allow pre-tax contributions for benefits. In exchange for this tax advantage, the IRS permits you to make changes to your coverage only during open enrollment or when you experience certain qualifying events (marriage, birth, adoption of a child, etc.) and notify Human Resources within 31 days of the event.

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