Voluntary Dental Insurance

A. Coverage

The University provides a voluntary dental insurance plan that allows employees the opportunity to purchase dental coverage at a lower rate than they could get on their own. The University's plan covers diagnostic and preventive services at 100% in-network; basic services at 80% in-network; major services at 50% in-network after a 12-month waiting period; and orthodontic services (up to age 18) at 50% after a 12-month waiting period. This plan pays up to a maximum of $1,000 per person per calendar year.  In addition, this plan provides $750 in coverage for orthodontic care per person, but once this limit is reached it will not renew.  It is a lifetime limit.

B. Cost

Costs are based on the University's experience and are subject to annual change.

C. Enrollment

A full-time Employee is eligible for coverage on the 1st of the month following his/her official employment date. If he/she begins employment on the 1st of the month, then he/she is eligible immediately. If a part-time Employee becomes full-time, then he/she is eligible for coverage on the 1st of the month following the date that his/her status is changed to full-time. If the Employee begins full-time work on the 1st of the month, then he/she is eligible immediately.

It is the responsibility of the Employee to complete an enrollment application for the University's dental insurance plan no later than thirty-one (31) days after his/her employment date. If an Employee fails to comply with this requirement, he/she will have to wait to enroll until the next Open Enrollment period.

D. Dependant Coverage

The Employee has the option to enroll eligible family members, defined for this benefit's purpose as the Employee's spouse/same sex domestic partner and dependant children(until the end of the calendar year in which the child turns 23), into his/her dental plan. 

For same sex domestic parnters, certain tax implications are associated with these premiums.  Please refer to the Same-Sex Domestic Parnter Policy for the details or contact the Human Resource Services Office for additional information.